Insights from our team, shaped by real experience and real life.

Chapter 20

time bank

02/25/26

Imagine there is a bank that credits your account each morning with $86,400.

It carries over no balance from day to day.

Every evening the bank deletes whatever part of the balance you fail to use
during the day.

What would you do? Draw out every cent, of course!!!!

Each of us has such a bank. Its name is TIME.

Every morning, it credits you with 86,400 seconds.

Every night it writes off, as lost, whatever of this you have failed to invest to
good purpose.

It carries over no balance. It allows no overdraft.

Each day a new account opens for you.

Each night it burns the remains of the day.

If you fail to use the day's deposits, the loss is yours.

There is no going back. There is no drawing against the "tomorrow".

You must live in the present on today's deposits.

As you go through this year, invest your time wisely to get the utmost in
health, happiness, and success!
 

written by: jon graham